/* =========================================================
   Grundlayout
========================================================= */

:root {
  --blue-light: #e8f1fc;
  --blue-mid: #c9ddf9;
  --blue-primary: #4b8ce6;
  --blue-dark: #1e3d73;

  --text-dark: #1a1a1a;
  --text-light: #2c2c2c;

  --white: #ffffff;
  --gray-light: #f5f7fa;

  --radius: 12px;
  --shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  --shadow-strong: 0 6px 24px rgba(0, 0, 0, 0.12);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  color: var(--text-dark);
  background: var(--blue-light);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: min(1200px, 92%);
  margin: 0 auto;
}

/* =========================================================
   Header
========================================================= */

.site-header {
  background: var(--white);
  border-bottom: 1px solid #e4e7eb;
  position: sticky;
  top: 0;
  z-index: 20;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.nav-menu {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 24px;
}

.nav-menu a {
  text-decoration: none;
  color: var(--text-dark);
  font-weight: 500;
  padding-bottom: 4px;
  transition: 0.2s;
}

.nav-menu a:hover {
  color: var(--blue-dark);
  border-bottom: 2px solid var(--blue-primary);
}

.nav-toggle {
  background: none;
  border: none;
  display: none;
  cursor: pointer;
}

.nav-toggle-bar {
  width: 24px;
  height: 3px;
  background: var(--text-dark);
  margin: 4px 0;
  display: block;
}

@media (max-width: 768px) {
  .nav-toggle {
    display: block;
  }

  .nav-menu {
    display: none;
    flex-direction: column;
    background: var(--white);
    padding: 20px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    margin-top: 12px;
  }

  .nav-menu.open {
    display: flex;
  }
}

/* =========================================================
   Breadcrumbs
========================================================= */

.breadcrumbs {
  background: var(--blue-mid);
  padding: 10px 0;
  font-size: 0.9rem;
}

.breadcrumbs a {
  color: var(--blue-dark);
}

.breadcrumbs ol {
  list-style: none;
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 0;
}

/* =========================================================
   Hero Section
========================================================= */

.hero {
  position: relative;
  padding: 70px 0;
  background: var(--blue-mid);
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-image: url('/assets/img/kredit-vergleich-bg.jpg');
  background-size: cover;
  background-position: 99% top;
  background-repeat: no-repeat;
  opacity: 0.3;
  pointer-events: none;
}

.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 40px;
  z-index: 2;
}

.hero-content h1 {
  margin-top: 0;
  font-size: 2.2rem;
  color: var(--blue-dark);
}

.hero-lead {
  font-size: 1.05rem;
  margin-bottom: 20px;
}

/* =========================================================
   Formulare
========================================================= */

.hero-form,
.form-variant-box {
  background: var(--white);
  padding: 24px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero-form h2 {
  margin-top: 0;
  font-size: 1.4rem;
}

.field {
  margin-bottom: 18px;
  display: flex;
  flex-direction: column;
}

.field label {
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--text-light);
}

.field select,
.field input {
  width: 100%;
  padding: 10px;
  border-radius: var(--radius);
  border: 1px solid #c9cfd5;
  background: var(--gray-light);
  font-size: 1rem;
  color: var(--text-dark);
}

.btn-submit,
.btn-submit-light {
  background: var(--blue-primary);
  color: var(--white);
  padding: 12px;
  border: none;
  border-radius: 999px;
  cursor: pointer;
  font-size: 1rem;
  font-weight: 600;
  display: flex;
  justify-content: center;
  gap: 6px;
  transition: 0.2s;
}

.btn-submit:hover,
.btn-submit-light:hover {
  filter: brightness(1.12);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr;
}

.form-grid-compact {
  background: var(--white);
}

@media (max-width: 768px) {
  .hero-inner {
    grid-template-columns: 1fr;
  }

  .hero-form {
    order: 2;
  }

  .hero-content {
    order: 1;
  }

  .hero {
    padding: 40px 0;
  }
}

/* =========================================================
   Bubble Points
========================================================= */

.bubble-points {
  list-style: none;
  padding: 0;
  margin: 0 0 20px 0;
}

.bubble-points li {
  background: var(--blue-light);
  padding: 10px 14px;
  border-radius: var(--radius);
  margin-bottom: 10px;
  border: 1px solid var(--blue-mid);
}

/* =========================================================
   Sektionen
========================================================= */

.section {
  padding: 60px 0;
  background: var(--gray-light);
}

.section-alt {
  background: var(--white);
}

.section h2 {
  font-size: 1.8rem;
  margin-bottom: 18px;
  color: var(--blue-dark);
}

/* =========================================================
   Kartenlayout
========================================================= */

.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 20px;
}

/* =========================================================
   Tabellen
========================================================= */

.data-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  box-shadow: var(--shadow);
  border-radius: var(--radius);
  overflow: hidden;
}

.data-table th,
.data-table td {
  padding: 14px;
  border-bottom: 1px solid #e5e7eb;
}

.data-table th {
  background: var(--blue-primary);
  color: var(--white);
}

/* =========================================================
   CTA Box
========================================================= */

.cta-box {
  background: var(--white);
  padding: 24px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  margin-top: 30px;
}

.btn {
  display: inline-block;
  padding: 12px 20px;
  border-radius: 999px;
  font-weight: 600;
  text-decoration: none;
  transition: 0.25s;
  margin-right: 10px;
}

.btn-primary {
  background: var(--blue-primary);
  color: var(--white);
}

.btn-outline {
  border: 2px solid var(--blue-primary);
  color: var(--blue-primary);
}

/* =========================================================
   HowTo
========================================================= */

.howto-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 40px;
}

.howto-steps {
  padding: 0;
}

.howto-steps li {
  margin-bottom: 16px;
}

@media (max-width: 900px) {
  .howto-grid {
    grid-template-columns: 1fr;
  }
}

/* =========================================================
   FAQ – Akkordeon
========================================================= */

.faq-item {
  background: var(--white);
  padding: 0;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  margin-bottom: 16px;
  overflow: hidden;
}

.faq-item details {
  margin: 0;
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  font-weight: 600;
  color: var(--blue-dark);
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary span[itemprop="name"] {
  flex: 1 1 auto;
}

.faq-item summary::after {
  content: "+";
  font-size: 1.1rem;
  flex: 0 0 auto;
}

.faq-item details[open] summary::after {
  content: "−";
}

.faq-item details[open] summary {
  border-bottom: 1px solid #e5e7eb;
}

.faq-item [itemprop="acceptedAnswer"] {
  padding: 12px 18px 16px 18px;
}

.faq-item p {
  margin: 0;
  font-size: 0.95rem;
}

/* =========================================================
   FOOTER
========================================================= */

.site-footer {
  background: var(--white);
  border-top: 1px solid #e4e7eb;
  padding: 40px 0 24px;
  color: var(--text-dark);
}

.footer-inner {
  padding: 0;
}

.footer-main {
  display: grid;
  grid-template-columns: minmax(0, 2fr) minmax(0, 1.3fr) minmax(0, 1.3fr) minmax(0, 1.2fr);
  gap: 24px;
  align-items: flex-start;
  margin-bottom: 20px;
}

.footer-brand img {
  margin-bottom: 10px;
}

.footer-brand p {
  font-size: 0.9rem;
  margin: 0;
  color: #4b5563;
}

.footer-links h3,
.footer-meta h3 {
  margin: 0 0 8px 0;
  font-size: 0.95rem;
  color: var(--blue-dark);
}

.footer-links ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li + li {
  margin-top: 4px;
}

.footer-links a {
  text-decoration: none;
  font-size: 0.9rem;
  color: var(--text-dark);
}

.footer-links a:hover {
  color: var(--blue-primary);
}

.footer-meta p {
  margin: 0 0 4px 0;
  font-size: 0.9rem;
  color: #4b5563;
}

.footer-bottom {
  border-top: 1px solid #e4e7eb;
  padding-top: 10px;
  font-size: 0.85rem;
  color: #6b7280;
}

.footer-bottom p {
  margin: 0;
}

.footer-small {
  margin-top: 4px;
}

/* =========================================================
   COOKIE-BANNER
========================================================= */

.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  background: #111827;
  color: #e5e7eb;
  padding: 10px 0;
  z-index: 50;
  transform: translateY(100%);
  transition: transform 0.2s ease-out;
}

.cookie-banner.is-visible {
  transform: translateY(0%);
}

.cookie-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 4%;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.cookie-inner p {
  margin: 0;
  font-size: 0.85rem;
  flex: 1 1 220px;
}

.cookie-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.cookie-actions .btn {
  font-size: 0.85rem;
  padding: 8px 14px;
}

/* =========================================================
   Responsive Footer / Cookie
========================================================= */

@media (max-width: 900px) {
  .footer-main {
    grid-template-columns: minmax(0, 1.6fr) minmax(0, 1.4fr);
    row-gap: 18px;
  }
}

@media (max-width: 640px) {
  .footer-main {
    grid-template-columns: minmax(0, 1fr);
  }

  .footer-bottom {
    text-align: left;
  }

  .cookie-inner {
    align-items: flex-start;
  }
}

html,
body{
max-width:100%;
overflow-x:hidden;
}

.table-wrapper{
width:100%;
margin:1.5rem 0;
overflow-x:visible; /* kein horizontales Scrollen mehr */
}

.data-table{
width:100%;
max-width:100%;
border-collapse:collapse;
table-layout:fixed; /* Spalten werden gleichmäßig verteilt */
word-wrap:break-word;
}

.data-table th,
.data-table td{
padding:0.75rem 0.9rem;
text-align:left;
font-size:1rem;
}

/* Mobile: alles kompakter, damit es in die Breite passt */
@media (max-width:600px){
.data-table{
font-size:0.78rem;
}

.data-table th,
.data-table td{
padding:0.45rem 0.5rem;
}
}

@media (max-width:420px){
.data-table{
font-size:0.72rem;
}

.data-table th,
.data-table td{
padding:0.35rem 0.45rem;
}
}

.affiliate-frame{
  margin:24px 0;
}

.affiliate-label-top,
.affiliate-label-bottom{
  font-size:0.8rem;
  line-height:1.4;
  color:#6b7280;
}

.affiliate-label-top{
  text-align:right;
  margin-bottom:4px;
}

.affiliate-label-bottom{
  text-align:left;
  margin-top:8px;
}

#scrollUpBtn {
  position: fixed;
  right: 20px;
  bottom: 28px;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--blue-primary);
  color: var(--white);
  border: none;
  cursor: pointer;
  font-size: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-strong);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease, transform 0.25s ease;
  z-index: 1000;
}

#scrollUpBtn.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

#scrollUpBtn:hover {
  filter: brightness(1.12);
}


.footer-laufzeiten-row {
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  font-size:9px;
  margin-top:12px;
}

.laufzeit-item {
  padding:4px 8px;
  background:#d4d8df;
  color:#0b1220;
  border:1px solid #b7bcc4;
  border-radius:4px;
  white-space:nowrap;
}